Ultimate Personal Finance Bundle

Choose the bundle when you have more than one distinct task to organize: money between paydays, monthly category plans, debt scenarios or shared household costs. You receive separate workbooks and can import only the tool you need first.

Exactly what is included

Each tool has CLEAN and fictional DEMO .xlsx import files, its guide or guide set and version notes. START_HERE_BUNDLE.pdf explains the bundle workflow. The three companions are smaller tools, not three additional full budget products.

Match the collection to your routine

Use Paycheck for timing and Annual for category review only if you are prepared to maintain or reconcile their separate records. Use Couples for shared-cost allocation and Debt Payoff for bounded scenarios when those are questions you also need to answer. The companions add smaller, separate records for savings goals, subscriptions and recorded net worth.

There is no requirement to import all seven tools at once. A single useful record you keep current is a valid starting point.

Separate files mean separate records

This is not a synchronized finance app. Paycheck and Annual entries can overlap. Choose one as your main transaction record or reconcile manually when you use both. Updating a payment in Paycheck does not update Annual, Debt Payoff or Couples Budget.

The short tour shows a Paycheck input and recalculated result, then Annual and Couples views. Moving between those views in the video does not imply that the workbooks share live data.

Start with one question

Import Paycheck Budget for bills before payday; Annual Budget for category plans; Debt Payoff for repayment scenarios; or Couples Budget for shared costs. Add another file only when you need its separate task.

If your only need is a list of bill dates, start with the Free Bill Calendar. If one paid tool answers your question, compare that single product with the bundle. The selection guide explains the trade-offs without assuming the larger package is better for you.

Workbook demonstration

What arrives and how to start

Your digital download contains separate CLEAN and fictional DEMO .xlsx files, PDF instructions and version notes. Use CLEAN for your own figures. Keep DEMO as a worked reference and keep the original downloads for a fresh start.

Unzip the download on your computer. Upload CLEAN to your own Google Drive, open it with Google Sheets, and choose File > Save as Google Sheets. Work in the new Google spreadsheet, beginning with START HERE and the amber input cells. Read the step-by-step import guide.

Google Sheets and a Google account are required. The .xlsx files are an import format; Excel is not supported. Apple Numbers and Notion are not supported. Desktop browser setup is recommended; this release is not optimized for phone entry. Use one currency per copy, with no currency conversion. See compatibility and capacity.

Questions before you choose

Is this one dashboard that connects every workbook?

No. These are separate files. Import only the tools you want to use and reconcile overlapping records manually. The bundle tour moves between examples; it does not demonstrate synchronization.

Do I need the bundle to use Paycheck Budget?

No. Each of the four main tools is available separately. The tool comparison helps match your question to one file or the collection.

What should I open first?

Read START_HERE_BUNDLE.pdf, choose your first task and import that tool's CLEAN file. Keep its fictional DEMO separate. Add another workbook after deciding which records you will maintain in each.

Help with the supplied files

For a direct purchase, use the support contact in your Lemon Squeezy receipt; for an Etsy purchase, message the shop through your Etsy order. Include the product name, tab and cell, what you tried, and a screenshot with personal information removed. Support covers the files and import instructions. It does not include personal financial advice or custom bookkeeping.

This is a digital organization or scenario tool. No physical item is shipped, no bank account is connected, and no payment is made for you. Examples use fictional figures and do not promise a financial outcome.