Budgeting / Digital spreadsheet
50/30/20 Budget Spreadsheet
Use needs, wants and savings or debt as three clear planning buckets for one month. Start with 50/30/20 or choose your own shares, then compare your plan with the activity you record.
Real workbook previews · Fictional example data · Swipe to browse, select an image to enlarge.
- Flexible shares
- Plan vs actual
- One-month focus
$9.90 USD
Base USD price. Final total and any applicable tax appear at checkout.
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Google Sheets and Microsoft Excel for the web
Desktop Excel has not been tested.
Check software & setup detailsDigital download. Includes CLEAN and DEMO files. No physical item. Your download is available after payment, with access through your order confirmation.
A focused workflow
Make the next review clearer.
Start with three buckets
Needs, Wants and Savings / Debt.
Adjust the framework
Edit shares so your chosen split totals 100%.
Plan and record separately
60 planned items and 600 actual entries.
Compare both views
Targets based on planned income and actual net income.
One planning month per file. The starting split is optional, not personal advice.
Inside the spreadsheet
A closer look at the real files.
Getting started
One clear step at a time.
01
Choose a month & shares
Set planned take-home income and your allocation split.
02
Add plans and actual activity
Use the correct type and bucket for each entry.
03
Review allocation differences
Compare targets, planned amounts and actual entries.
Before you choose
A few useful details.
What does this tool include?
Start with three buckets: Needs, Wants and Savings / Debt. Adjust the framework: Edit shares so your chosen split totals 100%. Plan and record separately: 60 planned items and 600 actual entries. Compare both views: Targets based on planned income and actual net income.
What should I check before choosing it?
One planning month per file. The starting split is optional, not personal advice.
Which spreadsheet app can I use?
Google Sheets and Microsoft Excel for the web. Desktop Excel has not been tested. Use separate Google and Microsoft working copies; they do not sync.
How do I receive my files?
For direct purchases, Lemon Squeezy processes checkout and provides access to the ZIP after payment. Open the link in your confirmation email, extract the ZIP on a computer and follow the included guide. Etsy orders remain accessible through Etsy.
Are the previews real?
The gallery shows the actual supplied workflow using fictional demonstration data. Use CLEAN for your own entries and keep DEMO separate.
Will this connect to my bank or other tools?
No. Entries are manual. Separate workbooks and copies do not automatically synchronize or make payments.
What if I need help?
For a direct purchase, use the support contact in your Lemon Squeezy receipt. For an Etsy purchase, message the shop through your Etsy order. Include the product name, tab, cell and a fictional example of the issue.
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