Budgeting / Digital spreadsheet
Irregular Income Buffer Planner
Plan household transfers when income arrives unevenly. Use closed-month income history, an opening buffer and your own transfer assumptions to see where future transfers may be underfunded.
Real workbook previews · Fictional example data · Swipe to browse, select an image to enlarge.
- Actual income history
- 12-month forecast
- Buffer gaps
$14.90 USD
Base USD price. Final total and any applicable tax appear at checkout.
BUY NOW- Instant digital delivery
- Secure Lemon checkout
Google Sheets and Microsoft Excel for the web
Desktop Excel has not been tested.
Check software & setup detailsDigital download. Includes CLEAN and DEMO files. No physical item. Your download is available after payment, with access through your order confirmation.
A focused workflow
Make the next review clearer.
Keep closed-month history
Record twelve monthly actual income totals.
Set a household transfer plan
Choose your floor, target and buffer assumptions.
Look twelve months ahead
Compare planned transfers with available cash.
See unfunded gaps
Review funded amounts, shortfalls and closing buffer.
A manual household forecast. No business tax calculation or automatic transfers.
Inside the spreadsheet
A closer look at the real files.
Getting started
One clear step at a time.
01
Record closed-month income
Use household-available amounts after your own exclusions.
02
Set transfer assumptions
Choose the starting buffer and floor or target plan.
03
Review the forecast
See which months could leave transfers unfunded.
Before you choose
A few useful details.
What does this tool include?
Keep closed-month history: Record twelve monthly actual income totals. Set a household transfer plan: Choose your floor, target and buffer assumptions. Look twelve months ahead: Compare planned transfers with available cash. See unfunded gaps: Review funded amounts, shortfalls and closing buffer.
What should I check before choosing it?
A manual household forecast. No business tax calculation or automatic transfers.
Which spreadsheet app can I use?
Google Sheets and Microsoft Excel for the web. Desktop Excel has not been tested. Use separate Google and Microsoft working copies; they do not sync.
How do I receive my files?
For direct purchases, Lemon Squeezy processes checkout and provides access to the ZIP after payment. Open the link in your confirmation email, extract the ZIP on a computer and follow the included guide. Etsy orders remain accessible through Etsy.
Are the previews real?
The gallery shows the actual supplied workflow using fictional demonstration data. Use CLEAN for your own entries and keep DEMO separate.
Will this connect to my bank or other tools?
No. Entries are manual. Separate workbooks and copies do not automatically synchronize or make payments.
What if I need help?
For a direct purchase, use the support contact in your Lemon Squeezy receipt. For an Etsy purchase, message the shop through your Etsy order. Include the product name, tab, cell and a fictional example of the issue.
Related tools
Continue at your own pace.
$14.90 USDDigital download · Secure checkout
BUY NOW