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Hundredfold Plans — Paycheck Budget
End-to-End Product Demo

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The download includes CLEAN and DEMO workbooks,
three PDF guides and a changelog.

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Work in a private Google Sheets copy.
Amber cells are inputs; white and sage cells calculate.

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Budget starts Sep 1; review date Sep 10, 2026.
Opening cash: $900. Currency: USD. Spending reserve: $180.

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Set the pay schedule here: this sample has $1,850 every two weeks.
Planned pay is separate from money actually received.

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Enter received pay in TRANSACTIONS: Income, Pay ID S1-001, $1,850.
We replace the sample entry once; other fictional history stays in place.

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Internet: $65 due Sep 14. Electricity: $130, with $40 already paid.
The $120 insurance bill is due on the next payday, Sep 15.

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Review period: Sep 10–14. Cash: $1,467.35. Open bills: $155.
After the $180 reserve, projected carry is $1,132.35.

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Record a bill payment in the amber input row.

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Payment entered: Sep 10, Bill payment, Bill ID B-002, $65.
This records the payment; the spreadsheet does not send money.

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Internet automatically shows $65 paid and $0 still owed.
Electricity still has $90 remaining.

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Cash is now $1,402.35; open bills are $90.
Both fell by $65, so projected carry stays $1,132.35.

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The dashboard now reflects the recorded income and payment,
remaining obligations and the next planned payday.

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Manual Google Sheets planning template. No bank connection.
Fictional demonstration data; not financial advice.